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Boat Loans http://axiswakeboardboats.com/viewtopic.php?f=14&t=4445 |
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Author: | gibbs114 [ Tue Nov 14, 2017 5:44 pm ] |
Post subject: | Boat Loans |
Looking for a new place to get good boat loans. Who is everyone using? Sent from my iPhone using Tapatalk |
Author: | Brian5366 [ Tue Nov 14, 2017 5:45 pm ] |
Post subject: | Re: Boat Loans |
My credit union down here in Georgia beat every bank and dealer i spoke to. |
Author: | gibbs114 [ Tue Nov 14, 2017 6:43 pm ] |
Post subject: | Re: Boat Loans |
I usually use State Farm Bank but I believe there are probably better interest rates out there. Sent from my iPhone using Tapatalk |
Author: | malcolmpless [ Wed Nov 15, 2017 6:53 am ] |
Post subject: | Re: Boat Loans |
I just financing yesterday for my new '17, 4.34% for 7 years, through my local credit union, Patriot Federal Credit Union. |
Author: | AJWest [ Wed Nov 15, 2017 7:33 am ] |
Post subject: | Re: Boat Loans |
2.99% back in 2014 through big bank |
Author: | Bryan1 [ Wed Nov 15, 2017 8:44 am ] |
Post subject: | Re: Boat Loans |
What ever you do, do not use the dealer. Get your own loan. Dealers can add to the interest rate to get a higher kick back. We purchased a new camper a couple years ago and got the loan through the dealer at like 4%. Purchased our T23 4 months later and got our loan through the same credit union at 2.99%. While we were in there we asked about the interest rate on our camper and the loan officer pulled it up and told us they approved us at 2.79% for the camper. She then told us that dealers do that all the time to make more $$ off the loan kick back. So we refinanced the camper that day as well. |
Author: | vanamp [ Wed Nov 15, 2017 1:10 pm ] |
Post subject: | Re: Boat Loans |
Bryan1 wrote: What ever you do, do not use the dealer. Get your own loan. Dealers can add to the interest rate to get a higher kick back. We purchased a new camper a couple years ago and got the loan through the dealer at like 4%. Purchased our T23 4 months later and got our loan through the same credit union at 2.99%. While we were in there we asked about the interest rate on our camper and the loan officer pulled it up and told us they approved us at 2.79% for the camper. She then told us that dealers do that all the time to make more $$ off the loan kick back. So we refinanced the camper that day as well. This depends on the dealer, my dealer got me a better rate then I could find on my own. Sent from my SM-G930V using Tapatalk |
Author: | r33pwrd [ Wed Nov 15, 2017 9:44 pm ] |
Post subject: | Re: Boat Loans |
vanamp wrote: Bryan1 wrote: What ever you do, do not use the dealer. Get your own loan. Dealers can add to the interest rate to get a higher kick back. We purchased a new camper a couple years ago and got the loan through the dealer at like 4%. Purchased our T23 4 months later and got our loan through the same credit union at 2.99%. While we were in there we asked about the interest rate on our camper and the loan officer pulled it up and told us they approved us at 2.79% for the camper. She then told us that dealers do that all the time to make more $$ off the loan kick back. So we refinanced the camper that day as well. This depends on the dealer, my dealer got me a better rate then I could find on my own. Sent from my SM-G930V using Tapatalk Sent from my SM-G955U using Tapatalk |
Author: | MNSurfDad [ Wed Nov 15, 2017 10:46 pm ] |
Post subject: | Re: Boat Loans |
Just did the same thing getting my new tow rig. CU came in at 2.5%. Dealer came in with a US bank offer at 2%. Worthwhile for sure to let them earn your money. Sent from my iPhone using Tapatalk |
Author: | alexandera [ Thu Nov 23, 2017 9:18 am ] |
Post subject: | Re: Boat Loans |
Second allowing the dealer to take a shot... I did the same thing with my CU offer; dealer beat it by 1 point. |
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