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Boat Loans
http://axiswakeboardboats.com/viewtopic.php?f=14&t=4445
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Author:  gibbs114 [ Tue Nov 14, 2017 5:44 pm ]
Post subject:  Boat Loans

Looking for a new place to get good boat loans. Who is everyone using?


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Author:  Brian5366 [ Tue Nov 14, 2017 5:45 pm ]
Post subject:  Re: Boat Loans

My credit union down here in Georgia beat every bank and dealer i spoke to.

Author:  gibbs114 [ Tue Nov 14, 2017 6:43 pm ]
Post subject:  Re: Boat Loans

I usually use State Farm Bank but I believe there are probably better interest rates out there.


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Author:  malcolmpless [ Wed Nov 15, 2017 6:53 am ]
Post subject:  Re: Boat Loans

I just financing yesterday for my new '17, 4.34% for 7 years, through my local credit union, Patriot Federal Credit Union.

Author:  AJWest [ Wed Nov 15, 2017 7:33 am ]
Post subject:  Re: Boat Loans

2.99% back in 2014 through big bank

Author:  Bryan1 [ Wed Nov 15, 2017 8:44 am ]
Post subject:  Re: Boat Loans

What ever you do, do not use the dealer. Get your own loan. Dealers can add to the interest rate to get a higher kick back. We purchased a new camper a couple years ago and got the loan through the dealer at like 4%. Purchased our T23 4 months later and got our loan through the same credit union at 2.99%. While we were in there we asked about the interest rate on our camper and the loan officer pulled it up and told us they approved us at 2.79% for the camper. She then told us that dealers do that all the time to make more $$ off the loan kick back. So we refinanced the camper that day as well.

Author:  vanamp [ Wed Nov 15, 2017 1:10 pm ]
Post subject:  Re: Boat Loans

Bryan1 wrote:
What ever you do, do not use the dealer. Get your own loan. Dealers can add to the interest rate to get a higher kick back. We purchased a new camper a couple years ago and got the loan through the dealer at like 4%. Purchased our T23 4 months later and got our loan through the same credit union at 2.99%. While we were in there we asked about the interest rate on our camper and the loan officer pulled it up and told us they approved us at 2.79% for the camper. She then told us that dealers do that all the time to make more $$ off the loan kick back. So we refinanced the camper that day as well.
This depends on the dealer, my dealer got me a better rate then I could find on my own.

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Author:  r33pwrd [ Wed Nov 15, 2017 9:44 pm ]
Post subject:  Re: Boat Loans

vanamp wrote:
Bryan1 wrote:
What ever you do, do not use the dealer. Get your own loan. Dealers can add to the interest rate to get a higher kick back. We purchased a new camper a couple years ago and got the loan through the dealer at like 4%. Purchased our T23 4 months later and got our loan through the same credit union at 2.99%. While we were in there we asked about the interest rate on our camper and the loan officer pulled it up and told us they approved us at 2.79% for the camper. She then told us that dealers do that all the time to make more $$ off the loan kick back. So we refinanced the camper that day as well.
This depends on the dealer, my dealer got me a better rate then I could find on my own.

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I find it best to get a good rate from your CU and offer the dealer a chance at beating it.. worse case they are happy you let them take a shot and you get a good rate.

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Author:  MNSurfDad [ Wed Nov 15, 2017 10:46 pm ]
Post subject:  Re: Boat Loans

Just did the same thing getting my new tow rig. CU came in at 2.5%. Dealer came in with a US bank offer at 2%. Worthwhile for sure to let them earn your money.


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Author:  alexandera [ Thu Nov 23, 2017 9:18 am ]
Post subject:  Re: Boat Loans

Second allowing the dealer to take a shot... I did the same thing with my CU offer; dealer beat it by 1 point.

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